Wills and Bequests                                                                                                            Making a bequest through your will is one of the easiest ways to remember loved ones and provide a gift to Seashore Gardens Foundation. This option can be as simple as including a line in your will that you wish to leave a specific amount, a percentage of your estate, or the remaining assets, to Seashore Gardens Foundation.

Charitable Gift Annuities                                                                                                        This well-established and IRS-approved form of giving helps you boost your retirement income while supporting Seashore Gardens Foundation. Annuity rates are fixed for your lifetime and you may benefit from several tax advantages, depending upon how you fund the annuity.  

Living Trusts                                                                                                                              A living trust is an excellent way to plan your estate, in place of a will. There are many advantages. Your estate avoids probate and your assets pass anonymously, unlike with a will.  When you make a provision for Seashore Gardens Foundation in your living trust, you can simply and quietly leave a legacy.  Just like through a will, gifts through a trust can be made in a specific amount, as a percentage of your estate, or as a residue after gifts to loved ones. 

Gifts of Securities                                                                                                       Appreciated securities are an excellent way to give to Seashore Gardens Foundation. Through a precise process, you may transfer shares to Seashore Gardens Foundation who then sells them. This may allow you to bypass capital gains tax and increase your charitable deduction.

Charitable Remainder Trusts                                                                                                 You can increase your retirement income and reduce capital gains tax by transferring appreciated assets to a charitable remainder trust. The trust is established when you place cash, appreciated securities, real property, or other assets in the trust. Depending upon how you fund the trust, you may receive additional tax advantages, such as avoiding capital gains tax on the sale of appreciated assets. The trust normally generates lifetime income for you or others. The balance comes to Seashore Gardens Foundation after the beneficiary’s life. A charitable remainder trust is an excellent way to make a significant gift to Seashore Gardens Foundation during your life, reduce taxes, and receive a new stream of income.     

Gifts of Real Estate or Other Property                                                                          Donating real estate and other property to Seashore Gardens Foundation may provide you with many advantages, in particular if the property is greatly appreciated in value.  When you give highly appreciated real estate, for example, you may receive a substantial charitable deduction and avoid capital gains tax. In addition, the asset is removed from your estate, providing additional tax advantages to your heirs.

Life Insurance                                                                                                                         Life insurance policies that are no longer needed make good sources of gifts to Seashore Gardens Foundation. You can simply name Seashore Gardens Foundation as the primary beneficiary of the policy. Your charitable deduction depends on the status of the policy, whether it is paid in full or if premiums are still due. A gift of life insurance can be an easy way to provide meaningful support.  

Retirement Assets                                                                                                             Making a gift of a retirement plan – such as a 401K, 403B, IRA, or Keogh plan – is becoming a popular way to make a charitable gift. When arranged properly, a gift of a retirement plan may help you or your estate avoid taxes while you help Seashore Gardens Foundation.  

Charitable Lead Trusts                                                                                                              If you want to use assets to make a gift to Seashore Gardens Foundation and retain the asset to pass on to heirs, consider a lead trust. When you place assets in the trust, you provide immediate support for Seashore Gardens Foundation and may provide tax savings on the transfer of the appreciated assets to your heirs.    

Retained Life Estates                                                                                                               Give a personal residence or a farm, receive a charitable deduction, and retain the right to remain on the property for the remainder of your life. Meet your own financial planning needs while helping Seashore Gardens Foundation meet the needs of seniors in the community.

To discuss your intentions in confidence, please contact Heather Scism, Fundraising Coordinator, at 609-748-4614. Or you may email your questions to scismh@seashoregardens.org.